We assist with Shariah-compliant residential lending solutions, including:
- Home purchases (owner-occupied)
- Refinances of existing facilities
- Investment property purchases
- SMSF property finance, where appropriate
- Full-documentation and low-documentation scenarios, where applicable

We support a wide range of income scenarios including full-documentation and alternative documentation structures where applicable assist both PAYG and self-employed clients, across a wide range of professions and industries. Facilities can be structured under personal, company, trust, or SMSF arrangements, depending on suitability and individual circumstances. Each option is assessed based on suitability, structure, and alignment with your broader financial goals and objectives.

We provide considered, goal-driven guidance to help clients make informed decisions, including:
- Structuring facilities to support short- and long-term objectives
- Designing loan arrangements that improve flexibility, efficiency, and control over time
- Assessing risk, cash flow, and future borrowing capacity
- Aligning debt structures with property and wealth-building goals
- Clearly explaining the trade-offs between different Shariah-compliant options

Where appropriate, we also assist clients in progressively reshaping their debt position over time, ensuring structures continue to support evolving needs rather than remaining static.

Our approach is collaborative and client-led. We work directly with you to understand your circumstances and goals, and where helpful, we can also coordinate with your existing advisers — such as accountants, financial advisers, or legal professionals — to ensure everything is aligned. Clients are not required to have other advisers to work with us.

Our service does not end at settlement. We remain engaged to support you over time through:
- Periodic reviews of your overall debt position
- Evaluating whether existing structures remain appropriate as circumstances change
-  Identifying opportunities to improve efficiency, flexibility, or alignment
- Providing clear, practical recommendations in line with our Best Interest Duty and your stated objectives